A great Start to the New Year

I had a great start to the new year.. To start, my list of things to do..

1) Backpack to an Asian country (Philipines maybe)

2) Go to at least 1 concert even if it meant me going alone

3) Go to a fun fair

4) Go to a book fair ( Big Bad Wolf)☑️ (went to it 3 times)

5) Go to Jump Street PJ for a little bouncy fun

6) Go to the gym often

7) Go to China Lung Yan ( Kong2's birth place). This could probably be in April as well.

8) Pay off PTPTN loan☑️(paid it off today 25-1-2015)

9) 

10)

Still haven't figured out the other 2 though. 

I know that a lot of people are being tied down with the burden of student loans behind their back.

I know that i was too. Everytime i went to collect cheques for the company, i never failed to mention that 'wow, this can easily pay off my student loan'. I had been given a sizable bonus this year and have decided that it was time to settle it once and for all. Plus the government has given 20% off of the loan if we are to pay in lump sum just before the 31st of March 2015.

I now am approaching 33 yrs of age have now officially cleared the one debt that has been bugging me right after i graduated. I pity my younger brother going through the same shit as me.

Freedom at last.

Bloodsuckers..

Hm.. had to be on constant alert these days.
PTPTN were asking for RM3K+. I don't even know how they come up with that amount. The letter just showed the amount that i needed to pay within 14days of the letter with a nice little threat of imigration blacklist.

I think it already passed the due date, kept checking the site http://eform.ptptn.gov.my:8080/blacklist/login.cfm for my name on blacklisted list. I am not in the system yet.

Whenever they gave me the letter, i always paid the lump sum, since it won't even exceed RM500. But now, a whopping RM3K. Man..PTPTN is coming after me with blood on their mind. Wonder if i can pay in installment. Tried to call the 3 nos of hotline stated in the letter to learn more about the RM3K+ and get a statement from them. But i couldn't get through on all of the numbers.

As a last resort, i emailed them to get a copy of my offer document as I have misplaced mine a long time ago. See if i can get any feedback from a real person and not just some computer generated reply of Thank Yous.

Am getting edgy, especially when my trip to Medan is coming up. Fingers crossed that i will still be cleared on departure date. Hope that they would slack off by not updating the list in the spirit of Raya and Merdeka.. :)