My Fruitful Day while On 1 Day Leave

I've had a pretty productive day today. I took a day's leave from work today to take care of my housing loan.

I am a novice on this subject. Nevertheless I did all that i can. I went to the KWSP/ EPF Puchong branch in the morning to print out a clear copy of my 2012 EPF statement. I then check my nominee for the EPF. And no surprise that there were none. I took a nominee fill up form from the front counter and ask about house loan withdrawal from account 2. The guy gave me another number. There was no need for me to que since there were hardly anyone there. I was told to take another form to fill up and then told to come back once i have the bank loan offer.
After that, i went back to the kiosk machine to get/activate my i-account activation code. That was the first part of my fruitful morning.
The next thing i did was go to the RHB branch to meet up with my mortgage consultant Branden. Signed all the necessary documents and gave him all the required documents.
I thought i did all that i can for that day and it was only 11.30am!! I thought about going back to work. But i went to the mall instead to plan my next move and relax at Wong Kwok Char Chan Teng. I need a witness for my EPF nomination form. So i just filled up my details and that's when little brother called up saying he wanted to get his EPF statement now. I texted the other mortgage consultant - OCBC-asking where is his bank branch. He said Damansara. So i told him it's inconvenient for me and it's better that i deal with Puchong branch bank. Since that guy is also on leave till Friday!
So, that's what i did. I drove to OCBC bank and texted my contact when i was already in the bank. The counter guy actually told me he'll help me called up someone to assist me. But it took a really long time and i decided to take matters in my own hands and Ms May also a sabahan called me saying a Mr Huang will assist me since she was at KL at that time. So Mr Huang, a Sarawakian fella helped me through the whole process.
Around 3pm i was done and i continued driving to my brother's office. Reached there around 3.30pm. We wasted our time at the Uptown Maybank trying to use the EPF kiosk machine but the bro's IC chip is kaput. Tried a few more times and gave up. So we drove to the Bangunan KWSP at Jalan Gasing at 4pm. I looked up the internet and saw that they close at 5.15. So i figured we still have time. We reached there around 4.30pm. And bro' got his statement in zero time. I asked him to sign as witness on my nomination form and told him to do his nomination as well. I was the only one who managed to do my nomination because they actually close at 4.45pm. Same as the Puchong branch. *Sigh.. The bro' also did not know what is his own house address!! And it was already past 4.45pm and his form is still not complete. The people even started to barricade the main door. Tough luck bro'.

FYI: They do not require any IC copy for the nomination form even though the front note says they do. And you can do the thumb print at the counter when u do your thing.

Drove my bro' back to his apartment/ condo. Took the wrong turning towards Shwu Yuan's house and end up in Kesas road instead of LDP. Reached home around 6.30pm.

Changed to a more comfy shorts and took niece Xiao Hui for a little run to the playground. We played for around 10 minutes and head back running trying to outrun the coming rain.

I've showered and It's raining now, i can hear numerous thunder booming outside. But my room is warm from the day's hot afternoon sun. Lots of pent up sensible heat here. Now let's see which loan i am eligible for. Hope everything turned out as positive as i hope it would.

1st home

30 years old. In process to own my own house when i'm 33. Hope my home loan is going to be approve.

It's THAT time again

Time to think.

I am sitting in my office drinking cold coffee at 6.26pm. Done almost all that i can do work-wise.

Now, I confess that I am knowingly shutting the world out and putting the planning of my career on hold.
How did i do that?

By watching lots of mundane TV series, movies & reading lots of books. Anything to stop me from thinking about what my future entails. It got me so tired at night that when it's time to sleep, i am already half asleep when my head touches the musty pillow.

I need to force myself to get my own place to stay and bear all the responsibility that comes with it.
Even if it means giving up on my love for traveling. Boohoo~~.

Well, provided if any of the banks is willing to approve my home loan.
The loan installment repayment shall not exceed 1/3 of my net salary. Yeah right, if the monthly installment is 2K. There is no way of getting an approval. There won't even be any condo with RM300K price tag.

I do entertained the thought of having my mom/ family/ relatives & friends over to stay with me. And i wish that this dream will someday be possible.

UPDATE: 21-2-2013

I just signed the bank loan offer from RHB. BLR-2.4%.
Under my name.
Problem is-> the insurance does not cover in case of abandonment of project.
Meaning, i have to continue paying even though the project is abandoned.

ON FIRE

Last sunday night, the house almost burnt down.
I was in my room watching some tv series on my pc when i smelt burnt plastic. I thought that it was coming out of my CPU. I sniffed around but the smell was not as strong there. I remembered last time when my cousin was boiling water with a kettle on a stove and we went out for dinner and she forgot to turn off the gas. Luckily we got back in time. The plastic on the kettle handle all but melted off. And the water was completely dry.


So, I dressed decently and open my room door. I stopped short on the first landing of the staircase looking down on the dark smoke at the ground floor. It was really scary. I can't see the first five steps to the stairs. I called out to my cousin twice while I was going up a step and down a step, contemplating on braving the smoke and just turn on the lights and ceiling fan to clear the smoke. My imagination ran wild that if I go down, i will see that the whole downstairs is on fire and there's nothing i can do about it.
My cousin is still not coming out of her room. So i carefully ran down and look over to the altar, IT WAS ON FIRE!!

I ran pass the altar to get to the kitchen and somehow managed to actually made out a proper sentence and shouted 'THE ALTAR IS ON FIRE!!'.. The fire even dripped to the tiled floor. Luckily there was nothing beneath and no electrical stuff nearby. I ran to the sink and saw a small cup. I filled it with water, feeling ridiculous. As i turn around with the water, I saw my cousin in the bathroom filling up water in a much bigger container. I dropped my cup and saw my in law running in to the kitchen saying 'Do not panic.. Do not panic..'.

He took the container and stood on a stool and started to rinse the altar with water.
The ash is the worst. I just changed the cover to my mattress and pillows and even with the door closed, the ashes still managed to get it and darkened everything. I can actually see it floating effortlessly.

Our hair, skin, feet, the furniture and not to mentioned the floors was blackened by the floating ashes. My cousin and her husband cleaned all night. I went up and shower once more. My hair was really stiff, my nostril is all black with ash.

My hand was actually shaking after the small fire. The rooms were filled with smoke and my room only cleared when i turned on the a/c.

JUMP Show- Seol, Korea

Have you guys ever heard of JUMP Show?
This is a LIVE comic, martial arts performance we watched while on vacation at Seol, Korea.

 It is really something i've never expected it to be. I thought that there would be a lot of  Korean traditional dancing & singing. BORING. But it was funny, exciting, romantic and there were lots of action! I loved it! I laughed a lot!! And i would watch it again if i could! The actors/ performers were all interesting in their own way.

Unfortunately, i don't know what is the ticket price.
This is one of  my recommended things to do while is Korea.

The show was performed in Korean language i suppose, but don't worry they don't really talk much and the action speaks louder than words.
And i understood it! :)

Seol Garden or Best Western Premier Hotel

We stayed at Seol Garden or Best Western Premier Hotel. Not really sure which name they go by. Tonight is the last night we'll be staying the night here. I've got to say that the breakfast here is really good. I really like the french toast. And they also provide vitagen like small bottle drink and yogurt for breakfast. The hotel is also 2-3 minutes walk to the MRT. I couldn't actually call this entry a hotel review because i did not even bother to check out the price and other significant details needed for a review. Anywho, do not expect any friendly faces among the Koreans because they are not known for a land of smiles. No offence.

Jeju

We are leaving Jeju island.. Jeju airport is so crowded..

We are flying off to Seol and start our tour there. We will be going to Everland Themepark. Can't wait to try the extreme ride.