My Fruitful Day while On 1 Day Leave

I've had a pretty productive day today. I took a day's leave from work today to take care of my housing loan.

I am a novice on this subject. Nevertheless I did all that i can. I went to the KWSP/ EPF Puchong branch in the morning to print out a clear copy of my 2012 EPF statement. I then check my nominee for the EPF. And no surprise that there were none. I took a nominee fill up form from the front counter and ask about house loan withdrawal from account 2. The guy gave me another number. There was no need for me to que since there were hardly anyone there. I was told to take another form to fill up and then told to come back once i have the bank loan offer.
After that, i went back to the kiosk machine to get/activate my i-account activation code. That was the first part of my fruitful morning.
The next thing i did was go to the RHB branch to meet up with my mortgage consultant Branden. Signed all the necessary documents and gave him all the required documents.
I thought i did all that i can for that day and it was only 11.30am!! I thought about going back to work. But i went to the mall instead to plan my next move and relax at Wong Kwok Char Chan Teng. I need a witness for my EPF nomination form. So i just filled up my details and that's when little brother called up saying he wanted to get his EPF statement now. I texted the other mortgage consultant - OCBC-asking where is his bank branch. He said Damansara. So i told him it's inconvenient for me and it's better that i deal with Puchong branch bank. Since that guy is also on leave till Friday!
So, that's what i did. I drove to OCBC bank and texted my contact when i was already in the bank. The counter guy actually told me he'll help me called up someone to assist me. But it took a really long time and i decided to take matters in my own hands and Ms May also a sabahan called me saying a Mr Huang will assist me since she was at KL at that time. So Mr Huang, a Sarawakian fella helped me through the whole process.
Around 3pm i was done and i continued driving to my brother's office. Reached there around 3.30pm. We wasted our time at the Uptown Maybank trying to use the EPF kiosk machine but the bro's IC chip is kaput. Tried a few more times and gave up. So we drove to the Bangunan KWSP at Jalan Gasing at 4pm. I looked up the internet and saw that they close at 5.15. So i figured we still have time. We reached there around 4.30pm. And bro' got his statement in zero time. I asked him to sign as witness on my nomination form and told him to do his nomination as well. I was the only one who managed to do my nomination because they actually close at 4.45pm. Same as the Puchong branch. *Sigh.. The bro' also did not know what is his own house address!! And it was already past 4.45pm and his form is still not complete. The people even started to barricade the main door. Tough luck bro'.

FYI: They do not require any IC copy for the nomination form even though the front note says they do. And you can do the thumb print at the counter when u do your thing.

Drove my bro' back to his apartment/ condo. Took the wrong turning towards Shwu Yuan's house and end up in Kesas road instead of LDP. Reached home around 6.30pm.

Changed to a more comfy shorts and took niece Xiao Hui for a little run to the playground. We played for around 10 minutes and head back running trying to outrun the coming rain.

I've showered and It's raining now, i can hear numerous thunder booming outside. But my room is warm from the day's hot afternoon sun. Lots of pent up sensible heat here. Now let's see which loan i am eligible for. Hope everything turned out as positive as i hope it would.

1st home

30 years old. In process to own my own house when i'm 33. Hope my home loan is going to be approve.